Our Loan Programs

Experience over 1,000+ transactions | 100+ loan and finance programs
Full Docs
FHA, VA, USDA
Jumbo
SBA
No Income
Foreigner
Commercial
HELOC, HELOAN

About Us

Danguard Corporation is a full-service real estate brokerage firm, specializing in residential and commercial real estate, as well as business acquisitions.

Whether you’re a first-time homebuyer, a seasoned investor, or looking to exchange or upgrade your property, we are here to guide you every step of the way.

Your Benefits Include:

1:1 Consultation

Tailored advice on real estate, mortgage, and financial planning based on your actual needs and financial situation, helping you choose the right path from the start.

Process Support

Step-by-step guidance through the real estate buying/selling process, mortgage application, and financial planning, with properly prepared and legally compliant documentation.

100+ Program Options

Access to a wide range of loan and investment options customized to meet various financial goals and personal development plans.

Quick Approval

We work directly with trusted financial partners, provide pre-approval letters, closely monitor applications, ensure quick approval progress, and competitive interest rates.

1,000+ Transactions

With extensive experience across thousands of transactions, we expertly handle challenging and unforeseen situations to keep your process smooth and stress-free.

Accompany

We accompany you from A to Z — from opening a profile to completing the transaction — giving you peace of mind, saving you time and money.

Our Loan programs

Full Documents

🏠 Residential Mortgage

👉 Traditional mortgage requiring full proof of income, assets, and credit.
✅ Best for buyers with strong financial records and aiming for the lowest interest rate.

🏘️ VA Loan

👉 0% down payment, no mortgage insurance, lower interest rates
✅ For U.S. military veterans, active-duty, or eligible spouses

🏢 USDA Loan

👉 0% down payment, low rates, reduced fees. Must meet income and location guidelines
✅ For homebuyers in rural or suburban areas

🏠 FHA

👉 Low down payment (as little as 3.5%), flexible credit requirements.
✅ For first-time or low-to-moderate income buyers

🏘️ Jumbo Loan

👉 For high-value homes exceeding conventional loan limits.
✅ Ideal for purchasing luxury or high-end real estate.

🏢 ITIN

👉 Designed for those without a Social Security Number but with an ITIN.
✅ Suitable for non-citizens or immigrants seeking homeownership.

🏠 Refinance

👉 Options for lowering your rate or pulling cash out of your property.
✅ Ideal for those seeking better terms or accessing equity.

🏘️ HELOC

👉 Borrow flexibly against your home’s equity.
✅ Use funds as needed for renovations, tuition, or emergencies. You only pay interest on what you borrow, similar to a credit card.

🏢 HELOAN

👉 Fixed-rate second mortgage on your property.
✅ Best for large, one-time expenses like business investment, education, or debt consolidation.
Offers predictable payments with fixed interest rates.

Easy Documents

🏘️ Alt Docs

👉 Simplified approval without tax returns or W-2s. Approval based on Bank Statements, P&L, 1099s, or Written VOE.
✅ Great for self-employed individuals or those with non-traditional income.

🏢 Bank Statement

👉 Approval based on business or personal bank statements, no tax returns required.
✅ Ideal for freelancers, gig workers, and small business owners.

🏢 DSCR

👉 Approval based on rental income only, not personal income.
✅ Tailored for real estate investors buying income-producing properties.

🏠 Asset Qualifier

👉 Approval based solely on liquid assets (savings, investments). No employment or income required.
✅ Ideal for retirees or high-net-worth individuals with limited monthly income.

🏠 No Income Documents

👉 No documentation of income needed—approval based on assets and credit score.
✅ Suitable for those with complex or hard-to-prove income, like business owners or seasonal workers.

🏘️ Foreign National

👉 No SSN, green card, or U.S. credit history required. Just a valid passport and proof of funds.
✅ For non-U.S. residents wanting to invest in U.S. real estate.

🏠 Recent Credit Event

👉 We consider applicants with past bankruptcies, foreclosures, or short sales (if over 24 months ago).
✅ A second-chance solution for buyers rebuilding their credit.

🏘️ 5–8 Unit Property Loans

👉 Designed for small multifamily property purchases (5–8 rental units). No personal income verification required.
✅ Perfect for investors growing their rental portfolio.

🏢 Rehab / ARV Loans

👉 Allows expansion up to 500 sq ft. Finance both the purchase and renovation of a property.
✅ Great for fix-and-flip or value-add deals.

Commercial & Business Loans

🏠 Small Commercial Loans

👉 Approval based on property cash flow and borrower financials.
✅ For properties like retail stores, small offices, or mixed-use from $500k to $20M.

🏠 Large Commercial Loans

👉 Best for hotels, shopping centers, office towers.
✅ For loans from $2M to $100M+, secured by large income-producing assets.

🏠 Mixed-Use Property

👉 Approval based on combined income sources.
✅ Ideal for properties that combine residential and commercial spaces, such as storefronts with upstairs apartments.

🏘️ Startup Business Loan

👉 Financing for businesses less than 2 years old. May require collateral or strong business plans.
✅ Great for launching or expanding a new venture.

🏢 SBA Loans

👉 Small Business Administration–backed loans with low rates and long terms.
✅ Ideal for business growth, equipment purchases, or buying commercial property.

🏘️ Interest-Only Loans

👉 Pay only interest for the first few years; principal paid later.
✅ Keeps initial payments low—good for cash flow or short-term holds

Service Process

1
Receive client information

1
2
Conduct preliminary financial evaluation and provide initial consultation

2
3
Guide clients in preparing documents, improving credit score, and gather required information

3
4
Review documents and issue a Pre-Approval Letter for clients

4
5
Recommend the suitable loan program with the competitive interest rate

5
6
Closely monitor the underwriting process and help clients resolve any issues

6
7
Finalize paperwork and deliver the full set of documents to the client

7
8
Provide guidance on mortgage payment and offer refinancing consultation when needed in the future

8

Customer review

Liam Bui

Thank you so much for helping us find our dream home. We couldn’t have done it without you!

Vinh Trinh

I thought we’d miss out on this one — but your amazing offer made it happen!

Linh Pham

The deal went through so smoothly, we’re beyond happy! Thank you for helping us!

Liem Nguyen

You’re truly a shining star. I’m so excited to move into my new home!

Contact us today!

– Start Your Journey to Success

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